Calculator
Enter fixed deposit details
Adjust deposit amount, rate, tenure, and compounding to calculate FD maturity instantly.
₹
₹1000₹10000000
%
1 %15 %
Years
1 Years30 Years
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Estimate fixed deposit maturity amount and interest using principal, annual rate, tenure, and compounding frequency.
Estimate fixed deposit maturity amount and interest using principal, annual rate, tenure, and compounding frequency.
Enter the deposit details and review the live maturity result, breakdown, and year-wise table.
This calculator runs in your browser without accounts, backend storage, or database persistence.
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Adjust deposit amount, rate, tenure, and compounding to calculate FD maturity instantly.
Breakdown
Compare your original deposit against the estimated interest earned.
Principal
₹1,00,000
71%
Total interest
₹41,478
29%
Estimated year-by-year fixed deposit growth.
| Period | Opening Balance | Interest Earned | Closing Balance |
|---|---|---|---|
| Year 1 | ₹1,00,000 | ₹7,186 | ₹1,07,186 |
| Year 2 | ₹1,07,186 | ₹7,702 | ₹1,14,888 |
| Year 3 | ₹1,14,888 | ₹8,256 | ₹1,23,144 |
| Year 4 | ₹1,23,144 | ₹8,849 | ₹1,31,993 |
| Year 5 | ₹1,31,993 | ₹9,485 | ₹1,41,478 |
Formula
Fixed deposit maturity uses a standard compound interest formula.
FD compound interest formula
A = P x (1 + r / n) ^ (n x t)
In this formula, P is the principal, r is the annual interest rate, n is the compounding frequency, and t is the tenure in years.
More frequent compounding can slightly increase maturity value because interest is added to the balance more often.
FAQ
Clear answers for common fixed deposit calculation questions.
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