Calculator
Enter recurring deposit details
Adjust monthly deposit, rate, and tenure to calculate RD maturity instantly.
₹
₹500₹500000
%
1 %15 %
Years
1 Years30 Years
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Estimate recurring deposit maturity using monthly deposit, annual interest rate, and tenure.
Estimate recurring deposit maturity using monthly deposit, annual interest rate, and tenure.
Enter the monthly deposit, rate, and tenure, then review the live maturity result and year-wise growth.
This calculator runs in your browser without accounts, backend storage, or database persistence.
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Adjust monthly deposit, rate, and tenure to calculate RD maturity instantly.
Breakdown
Compare total monthly deposits against the estimated interest earned.
Total investment
₹3,00,000
83%
Total interest
₹60,053
17%
Estimated recurring deposit growth by year.
| Period | Total Investment | Interest Earned | Maturity Amount |
|---|---|---|---|
| Year 1 | ₹60,000 | ₹2,324 | ₹62,324 |
| Year 2 | ₹1,20,000 | ₹9,154 | ₹1,29,154 |
| Year 3 | ₹1,80,000 | ₹20,815 | ₹2,00,815 |
| Year 4 | ₹2,40,000 | ₹37,656 | ₹2,77,656 |
| Year 5 | ₹3,00,000 | ₹60,053 | ₹3,60,053 |
Formula
Recurring deposit maturity uses the monthly deposit, monthly rate, and number of installments.
RD maturity formula
M = P x (((1 + i)^n - 1) / i) x (1 + i)
In this formula, P is the monthly deposit, i is the monthly interest rate, and n is the number of monthly deposits.
The result estimates maturity value before taxes, bank-specific rounding, or early withdrawal adjustments.
FAQ
Clear answers for common recurring deposit calculation questions.
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